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Is there financial help for people who can't afford health insurance?


Answers From Experts & Organizations (1)

36 Answers
156 Helpful Votes
Yes. Depending on your income level and the plan you purchase, you may be eligible for tax credits that apply every month to make your insurance cheaper and/or subsidies to lower your out-of-pocket costs when you get health care services. These tax credits are a new kind of advanceable tax credit that can be applied immediately to lower the cost of your monthly premiums … you don’t have to wait until tax time to get them! You can only use these tax credits for plans purchased through the new online Health Insurance Marketplaces.

See the Glossary section for more information about Tax Credits and Cost-sharing Subsidies, or check out the Discount Calculator in our app. The best way to see the amount of tax credits you’re eligible for is by submitting an application through the Marketplace—open enrollment in the Marketplace begins in October 1st!

Note: If you’re an individual making less than $15,000 (or $31,000 for a family of four), you may be eligible for coverage under Medicaid in some states. Check out the Medicaid section for more detailed information.

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