My WebMD Sign In, Sign Up

Ask Your Question

WebMD Answers

Please visit the new WebMD Message Boards to find answers and get support.

Posted: | Report This Report Question |
Q.

What makes catastrophic plans different from other plans?

 

Answers From Experts & Organizations (1)

36 Answers
156 Helpful Votes
11 Followers
A.
Catastrophic plans have VERY high deductibles, more than $6,000. These deductibles work much like deductibles for car insurance, meaning you have to spend a certain amount of money before the insurance company covers the rest.  In other words, the plans help to provide basic routine care and protect against major medical catastrophes, but may still require significant out-of-pocket spending.

Note: You will NOT be able to use tax credits to purchase a catastrophic plan like you would to purchase traditional plans on your state’s Health Insurance Marketplace.

This answer should not be considered medical advice...down arrowThis answer should not be considered medical advice and should not take the place of a doctor’s visit. Please see the bottom of the page for more information or visit our Terms and Conditions.up arrow

Posted:
| Report This Report Answer

Was this helpful?

YesNo

Thanks for your feedback.

4 of 8 found this helpful