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Lisa Zamosky

Lisa ZamoskyLisa Zamosky

WebMD Health Reform Expert

Health Reform
Health Insurance, Health Care and Consumer Affairs

924 Answers25 Followers5 Best Answers970 Helpful Answer Votes
 

Bio

Lisa Zamosky is a WebMD Health Reform Expert and author of Healthcare, Insurance and You: The Savvy Consumer’s Guide. She is a healthcare journalist who has been writing about how to access and pay for healthcare for more than 10 years. Zamosky is a consumer health columnist for the Los Angeles Times and a correspondent for two news services of the California Healthcare Foundation. Her work has been published in Reuters, Kaiser Health News, MSNBC, Health.com, the Chicago Tribune, and Baltimore Sun, among other publications. Zamosky previously spent a decade working in the healthcare industry, during which time she developed benefit plans for Fortune 500 companies and state governments, and oversaw provider network operations for several states throughout the Northeast for one of the country’s largest health insurance companies.

Blog: Health Reform 101

Credentials

Publications:
 

My Answers

A. I suggest you contact your local State Health Insurance Assistance Program to gain a better understanding of the Medicare "red...
A. Yes, short-term plans are not considered qualified health plans under the law. If you carry one of these plans and don't buy a major medical...
A. You won't qualify for a subsidy if the cost of just your spouse's employer health plan does not exceed 9.5% of your household income. Unfortunately...
A. Contact a navigator in your area to get help walking through the process. You can do that here:  https://localhelp.healthcare.gov/.
A. There is no best time. Head to Healthcare.gov and begin the process.
A. Go to Healthcare.gov and click on: https://localhelp.healthcare.gov/.
A. First, the law expands Medicaid in many states so if your income remains very low you may still qualify. Otherwise, the law provides subsidies to...
A. You can both shop for coverage at Healthcare.gov. As long as your mother is in the country legally she is entitled to health insurance and may...
A. Not necessarily. In fact, if you've been buying your own insurance (meaning you don't get it at work) there's at least a reasonable chance the...
A. As long as the surrogate mother is herself insured, her health plan must cover pregnancy. How much of those costs are covered depends on the plan...
A. PPO plans most certainly still exist and in most states you should be able to find some for sale. Take a look at your plan options at Healthcare.gov.
A. You'll qualify for any of the "metal level" plans. Subsidies are based on the cost of the second lowest price silver plan but if you're willing to...
A. People must be covered by insurance that meets with the law's standards, and the law now requires that all health plans cover prescription...
A. There are subsidies to help people with low incomes pay for health insurance. Take a look at your options on Healthcare.gov to see what you might...
A. Medicare isn’t part of the Health Insurance Marketplace, so you should not expect any changes to your coverage because of the law.