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Lisa Zamosky

Lisa ZamoskyLisa Zamosky

WebMD Health Reform Expert

Health Reform
Health Insurance, Health Care and Consumer Affairs

924 Answers25 Followers5 Best Answers977 Helpful Answer Votes
 

Bio

Lisa Zamosky is a WebMD Health Reform Expert and author of Healthcare, Insurance and You: The Savvy Consumer’s Guide. She is a healthcare journalist who has been writing about how to access and pay for healthcare for more than 10 years. Zamosky is a consumer health columnist for the Los Angeles Times and a correspondent for two news services of the California Healthcare Foundation. Her work has been published in Reuters, Kaiser Health News, MSNBC, Health.com, the Chicago Tribune, and Baltimore Sun, among other publications. Zamosky previously spent a decade working in the healthcare industry, during which time she developed benefit plans for Fortune 500 companies and state governments, and oversaw provider network operations for several states throughout the Northeast for one of the country’s largest health insurance companies.

Blog: Health Reform 101

Credentials

Publications:
 

My Answers

A. Many insurers have offered considerably lower rates to doctors and hospitals participating in plans sold through the exchanges to keep costs down...
A. Medicare is the federal insurance program for people with disabilities and those older than 65. You're referring to Medicaid. And, yes, Ohio did...
A. It may very well be that you won't find a health plan you can afford, especially if you don't qualify for a subsidy. However, I would highly...
A. Even before the ACA most insurance companies allowed for one physical exam annually at no additional cost. While a physical for men isn't...
A. It's not that the hospital is forbidden to accept children because of the Affordable Care Act. The issue is that none of the insurance companies...
A. It depends. Plans sold to small businesses must provide maternity benefits. Large firms are not required to do so by law, though it's very rare...
A. This is a tough situation because if the insurance your employer offers meets the laws standards for basic coverage and affordability you won't...
A. It's very important that you check to see if you qualify for financial assistance to help pay for insurance. Based on your description it sounds...
A. If you are receiving SDI you should automatically qualify for Medicaid. In some states you must apply for Medicaid from a separate agency. You can...
A. It sounds like you've been able to receive low-cost care through a community based health clinic. If you're income is low enough...
A. Whether or not you're entitled to subsidies depends on your family size and income. Generally, people with incomes less than roughly $46,000 and...
A. Yes, you will need to have a Social Security number and be able to show proof of your legal immigration status.
A. You can seek care at a community-based health clinic. They offer medical services on a sliding scale. You can find a clinic by searching the U.S...
A. You need prior authorization (approval) before your prescription will be filled. You need to contact the company administering your benefits to...
A. I don't believe Medicare will cover a walk-in tub because it's not considered durable medical equipment. You would have to pay for this on...